Financial Planning & Investment
Services for Individuals and Families
Cash flow & budget Management
Designed to put you on the path to maximizing personal income and achieve personal goals.
Planning services designed to help you retire when you’d like and with the means you prefer. Let us give you the insights you need, to improve your retirement outlook.
Saving for the future education of a loved one? Let us guide you through your available saving and funding options. We can suggest flexible strategies to help you save, invest, and reduce taxes.
Help protect and manage your financial assets for future generations, special needs family members, and others. Whether your needs are straightforward or complex, we can help you plan an estate which maximizes inherited wealth.
Protect those most important to you by protecting your most valuable assets: your life, your income and your assets. (Bluesphere does not sell insurance products, however we can help you secure appropriate products, consistent with your goals.)
Investment Advice: Employment-Related Outside Accounts
(401k, 403b, Stock Options, NQDC, etc.) From retirement planning to advanced strategies to maximize employer compensation and benefits, we have the experience you need to make the most of what your employer offers.
Once you have the road map, we help you get there with expert investment advice from asset allocations, security selection and trading implementation.
How much stock/bonds should you own? What types? Should you own individual securities, ETFs or mutual funds? We’ll work with you to answer these questions and more. We build customized strategies to grow your assets on your terms.
At Bluesphere we prefer individual securities and Exchange Traded Funds (ETFs) for equities and will often us a combination of mutual funds and ETFs for fixed income.
We review your investments and accounts on an on-going basis to keep your portfolio in-line with the current market environment. Additionally, we’ll align your objectives with your personal threshold for account fluctuations.
Trading & Security Evaluation
We have years of experience in the trading of various security types. Additionally, we’re skilled in the evaluation of security prices.
Business Advisory Solutions
Our value is in providing turnkey services like business valuation, deal structure, transition support, legal and accounting services. We also help business owners integrate their business transition plan with their personal financial plan such as wealth management for the family and future generations, life style maintenance, estate planning etc.Schedule a free consultation