Blog
Bitcoin: Connecting the Bits
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    By: Sanjay Pawar

The purpose of this writing is to express my thoughts and opinion on cryptocurrencies in general and Bitcoin in particular. My objective here is in no way to predict the future price of Bitcoin or any other cryptocurrency. So please do not see this article as an investment recommendation. I am writing this because clients

Real HealthCare Reform!
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    By: Sanjay Pawar

Medicare is running out of money in 2026 (about 8 years) based on various sources. Social Security is not far behind, 2034. The problem needs to be fixed now. Why is it so important? Because for so many elder households that is the only means they can survive in today’s world. I do not want

Technology for Me!
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    By: Sanjay Pawar

First, let me start by saying that the intention of this article is not to make a prediction about what technology of tomorrow is going to look like. This article is more about my thoughts of what could potentially happen with technology and its use in the future. It is my thoughts (wishful thinking if

Border Tax? …..To Be or Not to Be
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    By: Sanjay Pawar

At the outset, I absolutely understand the need to create jobs in our country. Bringing back manufacturing appears to be a quick and easy solution to creating jobs. Imposing border tax is at or near the top of the current administration’s list of ways to accomplish increase in domestic manufacturing. Personally, I have experienced the

It takes a village…planning for your child’s education
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    By: Michael Weber

Unfortunately, it’s unlikely your village or anyone else for that matter is going to help you when it comes to paying for your child’s higher education.  Sure, there is financial aid, student loans, grants and scholarships, but can you or should you really rely on these sources? In addition to many parents’ desire to help

A challenging pursuit…selecting the right Financial Advisor
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    By: Michael Weber

For many, finding a financial advisor that they can trust to put their best interests first is a daunting task.  Many questions begin to circle in most people’s minds. How do I know my advisor is qualified to do a better job than I can do on my own? What do all the letters behind

Investing 2017 and the Years ahead
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    By: Sanjay Pawar

In my opinion, the best way to talk about market outlook for 2017 and beyond would be in the context of the Presidential transition. The reason is obvious. Both the Bond and equity markets here in the US and all over the world have moved a lot since the Presidential election results. And there has

Should the Fed raise rates?
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    By: Sanjay Pawar

As we all know, the markets are obsessed with, whether or not the Federal Reserve will raise rates. The markets seem to move based on expectations of Fed rate move. At least there is empirical evidence that would suggest so. Earlier this year the general consensus was that the Fed will raise rates twice in

Where do we go from here?
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    By: Sanjay Pawar

As we sit in October 2016, the biggest question on everyone’s mind seems to be, what is going to happen next in the markets? The single biggest factor contributing to this question is that since March 3rd 2009, the S&P 500 index has been up about 210%!  That is about 91 months of an upmarket